Just read a tiny and cool rule in the HackMaster Basic rule book (page 15): if during chargen it turns out your character has not even one exceptional ability score OR if (s)he has two ability scores that are exceptionally low, you can name him/her and… hand it over to the Game Master to be used later as a shop keeper, a peasant or any other passing NPC. Tiny, cool, influential and certainly to be appreciated by the players — just the way all rules should be.
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